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As 2024 draws to a close, the covered bond market is hoping — but not necessarily expecting — to see historically high spreads fall. The product’s strengths are unassailable, but pressure on other rates segments could be the deciding factor. GlobalCapital spoke to Bodo Winkler-Viti, Head of Funding & Investor Relations at Berlin Hyp, about the outlook for the year ahead, the growth of ESG and the bank’s role as a covered bond pioneer